Time Limits for Filing a Lawsuit After a Car Accident
Car accidents can be a traumatic experience, causing physical, emotional, and financial damages. When someone is injured in a car accident caused by the negligence of another driver, they may be entitled to compensation for their damages through a car accident claim. However, there is a limited amount of time to file a claim after an accident, known as the statute of limitations. In Denver, the statute of limitations for car accident claims is set by law, and it is important to know the time limits for filing a lawsuit after a car accident to protect your rights.
Understanding the Statute of Limitations for Car Accident Claims
The statute of limitations for car accident claims varies by state, but in Denver, it is generally two years from the date of the accident. This means that the injured party has two years from the date of the accident to file a lawsuit against the negligent party or parties responsible for the accident. If the injured party does not file a lawsuit within this time frame, they may lose their right to seek compensation for their damages.
It is important to note that the statute of limitations does not apply to insurance claims. In Colorado, the law requires drivers to carry minimum liability insurance coverage for bodily injury and property damage. If you are injured in a car accident, you can file a claim with the at-fault driver’s insurance company for compensation for your damages. However, there is a separate time limit for filing insurance claims, and it is recommended that you contact a Denver car accident attorney as soon as possible after an accident to ensure that your claim is filed on time.
The Importance of Acting Promptly
It’s crucial to act promptly and contact a Denver car accident attorney as soon as possible after a car accident. Waiting too long to file a claim can jeopardize your chances of receiving compensation. It’s also important to remember that evidence can disappear, memories can fade, and witnesses can become difficult to locate as time goes by.
While insurance claims are the most common way to seek compensation after a car accident, there are situations where filing a lawsuit may be necessary. A lawsuit can be filed if the at-fault driver’s insurance company denies the claim or if the amount of compensation offered is not enough to cover the damages. In addition, a lawsuit can be filed if the at-fault driver was uninsured or underinsured, or if there is a dispute over who was at fault for the accident.
Factors That Can Affect the Time Limit for Filing a Lawsuit
Several factors can impact the time limit for filing a lawsuit after a car accident. For example, if the at-fault driver was a government employee, the time limit for filing a claim may be shorter than three years. Additionally, if the accident involved a minor, the time limit may be extended until the minor reaches the age of 18.
Exceptions to the Statute of Limitations
Although the statute of limitations for car accident claims is generally three years in Colorado, there are some exceptions. For example, if the at-fault driver left the state after the accident, the time limit may be extended. Additionally, if the victim was mentally incapacitated due to the accident, the time limit may also be extended.
The Consequences of Missing the Statute of Limitations
If you miss the statute of limitations for filing a lawsuit after a car accident, you may lose your right to do so. This means that you may be unable to receive compensation for your injuries, medical bills, lost wages, and other damages. Therefore, it’s crucial to consult with a Denver car accident attorney to ensure that you file your claim within the applicable time limit.
Contacting a Denver Car Accident Attorney
If you have been injured in a car accident, it is important to seek medical attention immediately and contact a Denver car accident attorney as soon as possible. An attorney can help you navigate the complex legal system and ensure that your rights are protected. They can also help you file a claim with the at-fault driver’s insurance company and determine whether filing a lawsuit is necessary. With the statute of limitations for car accident claims in Denver being two years, it is important to act quickly to ensure that you receive the compensation you deserve.